Welcome to Muratov Advisory Group Inc. (“Company,” “we,” “our,” or “us”). By accessing or using this website (“muratovadvisorygroup.com”), you agree to be bound by these Terms of Use. If you do not agree with these Terms, please do not use this Site.

1. Website Purpose

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes accounting, tax, financial, legal, or other professional advice. Your use of this Site does not create a client relationship with the Company.

Professional advice should be obtained only after discussing your specific circumstances with one of our qualified professionals.

2. No Client Relationship

Submitting a contact form, sending an email, scheduling a consultation, or communicating through this Site does not establish an accountant-client relationship.
An accountant-client relationship is formed only after both parties execute a written engagement agreement.

3. No Guarantees

While we strive to provide accurate and current information, accounting and tax laws frequently change. We make no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information on this Site.

You assume full responsibility for any decisions made based on information found on this Site.

4. Intellectual Property

All content on this Site, including but not limited to:

• Text
• Graphics
• Logos
• Icons
• Images
• Videos
• Downloads
• Blog articles
• Design
• Software

is owned by or licensed to the Company and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or republished without prior written permission.

5. Permitted Use

You agree to use this Site only for lawful purposes.

You agree not to:

• Attempt to gain unauthorized access to the Site
• Interfere with the operation or security of the Site
• Upload malicious software or code
• Use the Site for fraudulent activities
• Harvest or collect information about other users

6. Third-Party Links

This Site may contain links to third-party websites for your convenience. We do not control or endorse these websites and are not responsible for their content, policies, or practices.

7. Disclaimer of Warranties

This Site and its contents are provided “as is” and “as available.”

To the fullest extent permitted by law, the Company disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or relating to your use of this Site or reliance on any information contained herein.

9. User Submissions

If you submit information through contact forms or other interactive features, you represent that the information is accurate and that you have the legal right to provide it.
You agree not to submit confidential, proprietary, or sensitive information unless specifically requested through a secure method designated by the Company.

10. Privacy

Your use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your information.

11. Electronic Communications

By contacting us electronically, you consent to receive communications from us electronically regarding your inquiry or our services.

12. Security

Although we employ reasonable security measures, no internet transmission or electronic storage system can be guaranteed to be completely secure.

Please do not transmit sensitive financial information unless instructed to do so through our secure client portal or encrypted communication methods.

13. Indemnification

You agree to indemnify and hold harmless the Company, its owners, employees, contractors, affiliates, and agents from any claims, liabilities, damages, or expenses arising from your misuse of this Site or violation of these Terms.

14. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Updated versions will be posted on this page with a revised Effective Date.

Your continued use of the Site constitutes acceptance of any revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Any legal action arising under these Terms shall be brought exclusively in the state or federal courts located within Queens, NY.

16. Contact Information

If you have questions regarding these Terms of Use, please contact:

Muratov Advisory Group Inc.
Address: 109-20 71st Rd Suite, 1D
Forest Hills, NY 11375
Phone: (347) 829-6929
Email: info@muratovadvisorygroup.com
Website: muratovadvisorygroup.com